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Brand: Finotive Funding

Finotive Funding

Forex Prop Firm
https://finotivefunding.com
Established: 2021 (5 years in business)
Legal Company Name: Finotive Funding Technologies Limited
Location: Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates
Our Summary
Challenge-based CFD prop firm offering Challenge, Instant Funding, and Pro simulated accounts, with payouts from business reserves and a heavier emphasis on internal risk controls than on traditional broker-style leverage marketing.
Trading Plans

Compare each plan path, how it progresses, and the key funding and payout terms we have confirmed so far.

Immediate funded-access path that skips a traditional evaluation.

Finotive Funding operates a simulated prop-trading model. Traders use challenge or pro evaluations, or instant-funded products, and funded payouts come from business revenues rather than pooled client capital.
Payouts route through Finotive Pay and then out via bank transfer, Revolut, or crypto. Help content says payouts are processed every Friday. Challenge and Pro accounts require minimum profitable days before first payout, Instant Funding Standard can request after the first profitable trade, and Instant Funding Lite requires 5 profitable days.
Challenge and Pro accounts are described as up to 1:100 leverage, Instant Funding Standard up to 1:100, and Instant Funding Lite up to 1:25. Finotive also says real exposure is governed by a Notional Volume Limit system rather than just headline leverage.
Funded Account Structure

Finotive Funding operates a simulated prop-trading model. Traders use challenge or pro evaluations, or instant-funded products, and funded payouts come from business revenues rather than pooled client capital.

Allowed Trading Instruments
Structured instrument coverage is still being normalized for this firm. For now, use the market badges and the plan and rules notes above as the best guide to what this firm supports.

A precise official restricted-country list did not surface in this pass. Finotive does state that KYC, AML, risk monitoring, and payout screening are part of the process.

For non-futures firms, this section summarizes challenge fees, commissions, spreads, swaps, activation costs, and other trader-facing cost notes when exact structured fee rows are not yet normalized.
Finotive publishes round-turn commissions across all phases. Challenge and Instant accounts use $5/lot on FX, $6/lot on metals and energies, 0 commission on indices and stocks, and 0.06% on crypto position size. Pro accounts reduce FX to $4/lot, metals to $5/lot, keep indices and stocks commission-free, and charge 0.045% on crypto.
General Policies
Algorithm & EA Policy
Expert Advisors are allowed only if they reflect the trader's own skill and strategy.
Finotive allows EAs a trader designed, customized, or coded personally, but bans pre-purchased plug-and-play EAs and prohibits automated or manual gambling-style behavior such as martingale, grid systems, and news straddling.
Copy Trading
Not allowed

EAs are allowed only if the trader designed, customized, or coded them. Off-the-shelf or mass-market plug-and-play bots are not allowed, and the same anti-abuse standards apply to manual and automated trading.

Microscalping Policy
No dedicated microscalping article surfaced in the reviewed official Finotive materials; the published rules focus more on martingale, grid systems, gambling behavior, and exploitative conduct.
Bots Policy

Automation is allowed only when it is the trader's own work and remains within Finotive's risk rules. Mass-market bots and automation tied to gambling-style behavior are prohibited.

DCA Policy

Martingale, grid systems, and similar position-adding behavior that escalates risk after losses are prohibited and may trigger gambling or risk flags.

Allowed Trading Hours
Finotive follows the market hours of each instrument rather than a one-size-fits-all session window. Its public symbols page publishes instrument-specific trading hours, and the firm allows holding trades over the weekend.
Move to Live Criteria

Finotive says traders prove themselves in a simulated challenge and, if they pass, receive a funded simulated account. Before trading can begin, KYC and the Trader Agreement must be completed; accounts remain trading-disabled until those steps are satisfied.

Rule Enforcement Notes

Finotive says minor issues may trigger warnings or clarification requests, while serious breaches lead to immediate account closure, cancellation of payout eligibility, and possible suspension of linked accounts during investigation. Hard breaches include exceeding drawdown limits, rule-bypass attempts such as abusive copy trading or latency exploitation, fraudulent identity/payment behavior, and other market-abuse patterns.

Refund Policy

Finotive allows a 14-day cooling-off refund only if no trades were placed, the dashboard or MT5 were not accessed beyond basic registration, and KYC is complete. Challenge and Pro fees are also automatically refunded after reaching funded status, remaining profitable on day 30, and avoiding a hard breach. Instant Funding fees remain non-refundable outside the cooling-off period.

Activation Fee Policy

No separate funded-account activation fee surfaced in the reviewed official Finotive materials. The published pricing focuses on challenge purchase fees, cooling-off rules, and later fee refunds after becoming funded.

VPN Policy
No dedicated VPN or VPS policy surfaced in the reviewed official Finotive materials.
Payout Methods

Payouts route through Finotive Pay and then out via bank transfer, Revolut, or crypto. Help content says payouts are processed every Friday. Challenge and Pro accounts require minimum profitable days before first payout, Instant Funding Standard can request after the first profitable trade, and Instant Funding Lite requires 5 profitable days.

Change Log
Current News / Promotions
Trading Platforms
MetaTrader 5

Finotive Funding help content references MT5 and distinguishes Challenge, Pro, Instant Funding Standard, and Instant Funding Lite structures.

Reviews
Trust Pilot
Evaluate Trustpilot reviews with a grain of salt: the platform is known to have fake review issues.
Languages Supported
English
1 language
Help & Resources
Holiday Notes

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HEADS UP: Prop firms change their plans and rules all the time, and tracking it all sometimes seems impossible. We try to stay current but can't guarantee every detail is up to date. See something wrong? Let us know!
Risk & Affiliate Disclosure

Please manage risk carefully when using any prop firm. Trading involves substantial risk, and you can lose part or all of the money you spend on evaluations, subscriptions, or related services. Never invest money you cannot afford to lose.

Prop firm terms, payout policies, and account rules can change at any time, including updates that affect existing accounts. Always confirm current terms directly on the firm's official site before purchasing.

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Commentary and reviews on these pages reflect our editorial judgment based on available public information, trader reports, researching community forums, and direct testing where applicable. Ongoing updates are published at happydogtrading.com.

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