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Brand: Fintokei

Fintokei

Forex Prop Firm
Established: 2022 (4 years in business)
Legal Company Name: Fintokei a.s.
Location: Masarykova 409/26, Brno-město, 602 00 Brno, Czech Republic
Our Summary
Evaluation-first forex/CFD prop brand built around StartTrader, SwiftTrader, ProTrader, and ProTrader Swing programs, with instant payouts, multiple phase structures, and strong integration with Purple Group trading infrastructure.
Trading Plans

Compare each plan path, how it progresses, and the key funding and payout terms we have confirmed so far.

Variant designed around more flexible overnight and weekend holding conditions.

Fintokei's path is program-dependent: ProTrader requires passing two evaluation phases, StartTrader requires passing three phases, and SwiftTrader requires passing one phase before the trader receives a virtually funded account eligible for performance rewards.
Performance rewards can be withdrawn through the MyFintokei dashboard to a bank account or crypto wallet after KYC. Rewards on virtually funded ProTrader, ProTrader Swing, and StartTrader accounts are available once at least 14 days have passed from the first trade or last successful payout. Instant Payouts introduced in August 2025 process most approvals automatically within seconds and send funds within 1 business day.
Leverage varies sharply by product line. Official FAQ gives ProTrader up to 100:1 on forex, while SwiftTrader and StartTrader are 25:1. Indices, metals, energy, and crypto leverage also differ by model.
Funded Account Structure

Fintokei offers ProTrader, ProTrader Swing, StartTrader, and SwiftTrader lines. Provided accounts remain virtual/demo accounts with real market quotes rather than live brokerage accounts.

Allowed Trading Instruments
Structured instrument coverage is still being normalized for this firm. For now, use the market badges and the plan and rules notes above as the best guide to what this firm supports.

Not available to residents or citizens of USA, India, Russia, Belarus, North Korea, Iran, Myanmar, Syria, Yemen, Cuba, Venezuela, Sudan, South Sudan, Afghanistan, Somalia, and Iraq. Temporarily restricted: Vietnam, Pakistan, Bangladesh, and China.

For non-futures firms, this section summarizes challenge fees, commissions, spreads, swaps, activation costs, and other trader-facing cost notes when exact structured fee rows are not yet normalized.
Fintokei says transaction fees are $3 one way ($6 round trip) per 1 lot on standard forex-sized orders. CFD indices are commission-free, and CFD cryptocurrencies are also commission-free.
General Policies
Algorithm & EA Policy
Automation is allowed only when it remains under the trader's own control and reflects independent trading skill.
Fintokei prohibits copying another trader's signals in real time and forbids third-party EAs or bots a trader did not create or control. Traders may use their own automated systems, customize commercial EAs with their own logic and settings, and copy their own trades from other brokers or prop firms, provided the strategy remains genuinely theirs.
Copy Trading
Not allowed

Copy trading is allowed only between a trader's own Challenge accounts with combined capital up to $300,000. Copying between funded accounts or across different individuals is prohibited. EAs and bots are allowed on MT4 and MT5 with an added EA fee, but not on cTrader or Match-Trader, and each EA strategy is capped at the same allocation limit.

Microscalping Policy
Fintokei prohibits tick scalping. Any trade under 10 seconds counts as tick scalping, and more than 10% of total lot volume may not come from such trades.
Bots Policy

Bots and EAs are allowed only when the trader created or truly controls the strategy. Outsourced, signal-following, or third-party automated systems are prohibited.

DCA Policy

No explicit DCA or martingale policy surfaced in the current official materials reviewed for this firm.

Allowed Trading Hours
Fintokei publishes instrument-specific trading hours and exceptional holiday schedule changes in its FAQ. Traders are expected to monitor the current hours article and the symbols list for standard session times.
Move to Live Criteria

Fintokei's path is program-dependent: ProTrader requires passing two evaluation phases, StartTrader requires passing three phases, and SwiftTrader requires passing one phase before the trader receives a virtually funded account eligible for performance rewards.

Rule Enforcement Notes

Fintokei uses a warning-first approach for some integrity issues, but repeated or serious prohibited practices can lead to account breach, trade closure, blocked access, contract termination, or a permanent platform ban depending on the violation.

Refund Policy

Fintokei accepts refunds within 14 days of purchase only if the trader has not yet accessed MyFintokei or placed a trade on the demo account. Once the client zone is accessed or the first trade is placed, the refund is no longer available.

Activation Fee Policy

Fintokei says the one-time program fee is the trader's only cost to participate and that there are no other hidden fees or charges.

VPN Policy
Fintokei treats VPNs or proxy servers used to disguise location as a serious integrity violation when used for multiple profiles, identity circumvention, or similar abuse.
Payout Methods

Performance rewards can be withdrawn through the MyFintokei dashboard to a bank account or crypto wallet after KYC. Rewards on virtually funded ProTrader, ProTrader Swing, and StartTrader accounts are available once at least 14 days have passed from the first trade or last successful payout. Instant Payouts introduced in August 2025 process most approvals automatically within seconds and send funds within 1 business day.

Change Log
Current News / Promotions
Trading Platforms
MetaTrader 4 MetaTrader 5 cTrader TradingView

Fintokei supports MetaTrader 4, MetaTrader 5, cTrader, and TradingView-connected workflows. All major challenge types are available on MT4, MT5, and cTrader, while U.S. clients must use cTrader because MetaTrader is not available there.

Reviews
Trust Pilot
Evaluate Trustpilot reviews with a grain of salt: the platform is known to have fake review issues.
Languages Supported
English
1 language
Holiday Notes

Fintokei maintains a dedicated article for exceptional trading-hour changes around holidays and special market conditions, and says traders with active accounts also receive advance email notifications before schedule changes.

HEADS UP: Prop firms change their plans and rules all the time, and tracking it all sometimes seems impossible. We try to stay current but can't guarantee every detail is up to date. See something wrong? Let us know!
Risk & Affiliate Disclosure

Please manage risk carefully when using any prop firm. Trading involves substantial risk, and you can lose part or all of the money you spend on evaluations, subscriptions, or related services. Never invest money you cannot afford to lose.

Prop firm terms, payout policies, and account rules can change at any time, including updates that affect existing accounts. Always confirm current terms directly on the firm's official site before purchasing.

Some links and discount codes on this site may be affiliate links, which means Happy Dog Trading may receive a small commission if you choose to use them - at no cost to you - so please do use them and help support this site. Win win (-:

Commentary and reviews on these pages reflect our editorial judgment based on available public information, trader reports, researching community forums, and direct testing where applicable. Ongoing updates are published at happydogtrading.com.

Legal Notice
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