Compare each plan path, how it progresses, and the key funding and payout terms we have confirmed so far.
Immediate funded-access path that skips a traditional evaluation.
Instant Funding explicitly states in current terms that it offers virtual accounts only and does not provide live funded accounts. Its product set includes both challenge-style virtual accounts and an Instant Funding account that skips the usual evaluation targets highlighted on the homepage.
Current terms say customers may use the services only from countries where the services are made available and must be of legal age in their jurisdiction. A definitive public restricted-country list did not surface in this pass.
EA trading is allowed, and copy trading is allowed between a user's own accounts. Copy trading from third-party accounts is prohibited. Hedging is allowed only on the same trading account, and exploitative strategies such as latency arbitrage, external hedging, HFT, and tick scalping are banned.
Automation that falls into prohibited strategy categories such as HFT, martingale, grid trading, or rule-gaming behavior is not allowed and can result in termination or loss of rewards.
Martingale and grid trading are prohibited.
Instant Funding does not offer a true live funded account. Its products are all virtual simulated accounts, including the so-called funded paths, and traders become eligible only for rewards tied to simulated-account performance rather than access to live capital.
If a trader engages in prohibited strategies, Instant Funding may remove offending trades from history, exclude their results from profits or losses, terminate all services, cancel contractual arrangements across related accounts, and deny rewards. Breach of rules also triggers automatic agreement termination under the terms.
Instant Funding allows cancellation within 14 calendar days only if no demo trades were performed and the request is sent in time to support@instantfunding.io. Refunds are returned to the original payment method and can be denied immediately if the customer breached the contract or has already used the account.
No separate funded-account activation fee surfaced in the reviewed official Instant Funding materials; the published costs are framed around account purchase and virtual-account access instead.
Official public marketing emphasizes keeping up to 90 percent of profits, but the most accessible sources in this pass were stronger on the virtual-account structure than on exact withdrawal rails. This field should be treated as provisional until a cleaner public payout-source pass is completed.
Current official terms confirm the use of external trading-platform operators, but a cleaner public source pass is still needed to lock down the exact platform list for each account type. The current account lineup includes One-Phase, Two-Phase, Three-Phase, and Instant Funding structures.
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