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HEADS UP: Prop firms change their plans and rules all the time, and tracking it all sometimes seems impossible. We try to stay current but can't guarantee every detail is up to date. See something wrong? Let us know!
I
Brand: Instant Funding

Instant Funding

Forex Prop Firm
https://instantfunding.io
Legal Company Name: IF Pro LTD
Location: Top Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia
Our Summary
Simulation-only forex prop firm offering one-phase, two-phase, three-phase, and instant-built-in-challenge account types, with no true live funded accounts and payout eligibility based on virtual-account performance and rule compliance.
Trading Plans

Compare each plan path, how it progresses, and the key funding and payout terms we have confirmed so far.

Immediate funded-access path that skips a traditional evaluation.

Instant Funding explicitly states in current terms that it offers virtual accounts only and does not provide live funded accounts. Its product set includes both challenge-style virtual accounts and an Instant Funding account that skips the usual evaluation targets highlighted on the homepage.
Official public marketing emphasizes keeping up to 90 percent of profits, but the most accessible sources in this pass were stronger on the virtual-account structure than on exact withdrawal rails. This field should be treated as provisional until a cleaner public payout-source pass is completed.
Instant Funding markets up to 1:100 leverage on its core offer. Buying power remains account-type-dependent because the terms define different daily-loss and drawdown structures across One-Phase, Two-Phase, Three-Phase, and Instant Funding account types.
Funded Account Structure

Instant Funding explicitly states in current terms that it offers virtual accounts only and does not provide live funded accounts. Its product set includes both challenge-style virtual accounts and an Instant Funding account that skips the usual evaluation targets highlighted on the homepage.

Allowed Trading Instruments
Structured instrument coverage is still being normalized for this firm. For now, use the market badges and the plan and rules notes above as the best guide to what this firm supports.

Current terms say customers may use the services only from countries where the services are made available and must be of legal age in their jurisdiction. A definitive public restricted-country list did not surface in this pass.

For non-futures firms, this section summarizes challenge fees, commissions, spreads, swaps, activation costs, and other trader-facing cost notes when exact structured fee rows are not yet normalized.
The reviewed public Instant Funding materials are clearer on virtual-account structure and refunds than on a dedicated commission schedule, so trading costs should be treated as product and market dependent until a cleaner public fee page is captured.
General Policies
Algorithm & EA Policy
Automation is allowed only within the firm's trading rules and prohibited-practices limits.
Instant Funding prohibits HFT, martingale, grid trading, statistical arbitrage, copy trading between accounts not owned by the same person, reversing between firms or accounts, and other attempts to game the rules. Those practices can lead to trade removal, reward loss, and termination of services.
Copy Trading
Not allowed

EA trading is allowed, and copy trading is allowed between a user's own accounts. Copy trading from third-party accounts is prohibited. Hedging is allowed only on the same trading account, and exploitative strategies such as latency arbitrage, external hedging, HFT, and tick scalping are banned.

Microscalping Policy
High-frequency trading is prohibited.
Bots Policy

Automation that falls into prohibited strategy categories such as HFT, martingale, grid trading, or rule-gaming behavior is not allowed and can result in termination or loss of rewards.

DCA Policy

Martingale and grid trading are prohibited.

Allowed Trading Hours
The reviewed Instant Funding materials frame access through virtual account products and their underlying market sessions rather than through a separate brand-wide trading-hours article.
Move to Live Criteria

Instant Funding does not offer a true live funded account. Its products are all virtual simulated accounts, including the so-called funded paths, and traders become eligible only for rewards tied to simulated-account performance rather than access to live capital.

Rule Enforcement Notes

If a trader engages in prohibited strategies, Instant Funding may remove offending trades from history, exclude their results from profits or losses, terminate all services, cancel contractual arrangements across related accounts, and deny rewards. Breach of rules also triggers automatic agreement termination under the terms.

Refund Policy

Instant Funding allows cancellation within 14 calendar days only if no demo trades were performed and the request is sent in time to support@instantfunding.io. Refunds are returned to the original payment method and can be denied immediately if the customer breached the contract or has already used the account.

Activation Fee Policy

No separate funded-account activation fee surfaced in the reviewed official Instant Funding materials; the published costs are framed around account purchase and virtual-account access instead.

VPN Policy
No dedicated VPN or VPS policy surfaced in the reviewed official Instant Funding materials.
Payout Methods

Official public marketing emphasizes keeping up to 90 percent of profits, but the most accessible sources in this pass were stronger on the virtual-account structure than on exact withdrawal rails. This field should be treated as provisional until a cleaner public payout-source pass is completed.

Change Log
Current News / Promotions
Trading Platforms
Current official terms confirm the use of external trading-platform operators but a clean public live platform matrix still needs a tighter pass by account type.

Current official terms confirm the use of external trading-platform operators, but a cleaner public source pass is still needed to lock down the exact platform list for each account type. The current account lineup includes One-Phase, Two-Phase, Three-Phase, and Instant Funding structures.

Reviews
Trust Pilot
Evaluate Trustpilot reviews with a grain of salt: the platform is known to have fake review issues.
Languages Supported
English
1 language
Help & Resources
Holiday Notes

Back to Prop Firm Database
HEADS UP: Prop firms change their plans and rules all the time, and tracking it all sometimes seems impossible. We try to stay current but can't guarantee every detail is up to date. See something wrong? Let us know!
Risk & Affiliate Disclosure

Please manage risk carefully when using any prop firm. Trading involves substantial risk, and you can lose part or all of the money you spend on evaluations, subscriptions, or related services. Never invest money you cannot afford to lose.

Prop firm terms, payout policies, and account rules can change at any time, including updates that affect existing accounts. Always confirm current terms directly on the firm's official site before purchasing.

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Commentary and reviews on these pages reflect our editorial judgment based on available public information, trader reports, researching community forums, and direct testing where applicable. Ongoing updates are published at happydogtrading.com.

Legal Notice
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